Advertising Feature | Posted on August 3rd, 2021 | return to news
Advertising feature
Would you be covered in a home emergency?
by Simon Godding, Agent, NFU Mutual Wessex
Coming home to an emergency such as water pouring from the ceiling or a broken down boiler can be distressing, so it’s important to have good home emergency cover.
8 THINGS TO CONSIDER TO ENSURE YOU HAVE ADEQUATE PROTECTION
Boilers
Some insurers won’t insure your boiler if it’s over 15 years old. If you own an older boiler, then ensure it’s covered before signing on the dotted line.
Plumbing
Water leaks can cause lots of damage so identifying and fixing any problem quickly is important. Be aware of what any insurance policy does and doesn’t cover in these circumstances.
Security
If you have an attempted or actual break-in, or if the locks on your windows or doors simply break, your home may be left insecure. Check your cover responds as an emergency so that your home can be quickly secured.
Power supply
It’s only when you lose your power supply that you fully appreciate how much we rely on it. Without power in your home you may have no lighting, heating, washing or cooking facilities, and you won’t be able to use any mains- powered devices.
Roof damage
The roof over your head protects you and your property from the elements. Swift action is required to repair a roof which has been damaged as a result of a sudden unexpected event such as severe weather.
Vermin infestation
If you’re not thrilled about the idea of sharing your home with uninvited guests such as rats, mice, bees, wasps
etc then check if your insurance covers you for their immediate removal.
Toilets
A damaged toilet bear thinking about. Good home emergency insurance should cover you if your toilet is smashed, blocked, won’t flush, or if the waste pipe leaks or breaks.
Alternative accommodation
If you’ve suffered an emergency such as those described above and your home is unsafe, unsecure or uncomfortable to stay in, then home emergency cover should pay for your alternative accommodation costs.
PROTECT YOUR HOME FROM EMERGENCIES WITH NFU MUTUAL WESSEX
With our Home Emergency cover you get the reassurance of a 24-hour helpline and up to £1,000 per claim, including the services of a trade-approved professional to fix the immediate problem. You can add this extra cover to your new or existing Home and Lifestyle policy. Cover does not apply for the first 14 days. Home Emergency Cover is administered by ARAG plc. Exclusions apply.
Speak to one of our Agents today to find out more. Call for a quote or pop in.
NFU Mutual Wessex, 10 & 12, Leanne Business Centre, Sandford Lane, Wareham, BH20 4DX | 01929 448745
S P Bartlett, R D Baxter, S C Hedges & S J Godding is an appointed representative of The National Farmers Union Mutual Insurance Society Limited (No. 111982). Registered in England. Registered Office: Tiddington Road, Stratford-upon-Avon, Warwickshire CV37 7BJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. A member of the Association of British Insurers.
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